These days, an average North American traditional funeral costs between $7000 and $10000. Funerals aren’t cheap. And if a loved one passes away suddenly, funeral service costs can soar past $27,000 (source National Funeral Directors Association).
With research and planning, you can bring down expenses like embalming, casket or service car. Here is how.
Cost Cutting Funeral Tips
Know Your Rights
Funeral homes offer various packages of goods and services. But under the Federal Trade Commission’s Funeral Rule you have the right to buy the items separately. If you are not interested in buying any items in a funeral package, you are not obliged to do so.
Compare prices from at least three funeral homes. Weigh costs such as the transport and care of the body, caskets or urns and embalming charges.
Skip the Open Casket Viewing
Many funerals feature an open casket. Part or all of the body of the person who died will be on view at a funeral residence. The best way to save money is to skip it and opt for a home funeral. Or have it for only a couple of hours, before the service starts.
Plan the Service in Advance
If you have a loved one who is in hospice care, plan the funeral ahead of time. The funeral home will not have to push around other arrangements in order to fit you in for the soonest time available.
Buy a Seniors Funeral Insurance
More and more funeral homes demand full payment before the funeral takes place. A seniors funeral insurance policy for your beloved one can make you save money and troubles. This type of insurance can cover also house cleaning, debts settlement, and even taxes payment. No extra funeral expenses left behind.
As you can see, a little research and planning can help to keep funeral costs down. For other useful tips to save on funerals costs, read the graphic from Insurance Quotes. Dying is miserable enough, it does not need to cost a fortune.